Best Car Insurance for Mercedes 2022
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A Mercedes car is known for its elegant and sophisticated look, which makes it the perfect ride to take you from one special event to another. A Mercedes car is more than just a luxury car; it's a statement of who you are.
Driving a Mercedes means that you know you're on top. You get the best of everything, and when it comes to your car insurance coverage, you want the same.
Here's what drivers pay when they switch with Carlay
Here are some quotes from our customers, who paid less when they had Mercedes insurance.
|Quote Date||Car||City, State||Zip Code||Age||Carrier||Before Carlay||After Carlay|
|March 23, 2021||Mercedes-Benz Gl 550 4Matic||Mechanicsville
|September 22, 2021||Mercedes-Benz GLA 250||Andalusia
|October 10, 2021||Mercedes-Benz Glk 350 4Matic||Buffalo
|April 19, 2021||Mercedes-Benz C 300||Indianola
|February 13, 2021||Mercedes-Benz C 250||Kingwood
Best insurance carriers for your Lexus
- Pricing and Reviews
The secret to saving on auto insurance is having a low premium. Insurance companies consider all kinds of factors when setting rates—your credit score, where you live and your driving record are just a few. By comparing insurance quotes from multiple companies, you could find a lower price for the same coverage.
Here is a list of popular Mercedes auto insurance providers:
Nationwide is your go-to for comprehensive car insurance. With nationwide coverage, excellent customer service, and varied savings promotions, Carlay gives them 4.6/5 stars for overall satisfaction. They use their online platform, mobile app and site to connect with customers with easy quotes, payment options and plenty of ways to reach them with any questions.
As one of the largest auto insurance companies in the U.S., Progressive offers competitive rates and a variety of coverages for standard, high-risk and fleet drivers. Progressive offers discounts for safe driving and anti-theft feature, and more! If you're tech savvy or a higher-risk driver, Progressive might be a good option. Progressive gets a 4.6/5 rating from Carlay, which indicates a solid reputation within the industry.
If you're a high-risk driver searching for car insurance, Kemper may be able to help. The company offers insurance for drivers who have an SR22 forms on their records, and it also sells coverage for cars that were rebuilt after being totaled. Carlay rates Kemper a great 4.3 out of 5.
Safeco is a solid option for drivers of all ages, and especially those who are younger or have had previous accidents. Safeco's rates are affordable, and its claims-free cashback rewards drivers with a bit of money back each time they're able to go six months without filing a claim. Carlay gives this company 4.5/5 stars for its service.
Allstate is a top car insurance provider that offers high-quality coverage, competitive rates, and a wide variety of discounts on both car and home policies. With a long history of providing excellent customer service, Allstate has earned a 4.5/5 rating from Carlay Insurance. Carlay rates Allstate a 4.5 out of 5.
Travelers offers a range of affordable insurance options for drivers. The company is one of the most innovative providers in the industry, offering a great selection of add-on packages, including roadside assistance, rental car reimbursement and accident forgiveness. Travelers also offers a number of discounts to save you money and make it even easier to save on your auto policy.
State Auto is an excellent car insurance provider for safe, experienced drivers who want to get the most bang for their buck. State Auto offers a huge range of coverage options and allows drivers to file claims online for maximum convenience. It has received a 4.1/5 rating from Carlay.
Looking for something a bit different? National General's non-standard insurance is great for those who need a little more freedom. From out-of - state students, to the teenager in the family, their policies are flexible and can be tailored to your exact needs. Carlay has given National General a 4.1/5 rating.
Dairyland is a leading auto insurer, offering affordable coverage in almost 40 states. You can enjoy the freedom to drive how you want and still get quality protection at a low rate. Dairyland's flexible payment plans give you options to suit your budget and lifestyle, while its 24/7 live claims support ensures that you always have help when you need it. Dairyland's ratings from Carlay include 4.6 out of 5 stars for customer service.
Clearcover car insurance is all about making your life easier. It's got an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. That means no more paper forms or endless phone calls; in fact, Clearcover's claims service is ranked #1 for customer satisfaction. Clearcover's rating by Carlay is 4.1 out of 5.
- How to compare prices to find the most affordable coverage
Paying too much for car insurance? To lower your rates, consider comparing auto insurance quotes from multiple insurers. Before you start shopping for car insurance quotes, you should make sure you know what you need. There are a lot of options out there, so it can be difficult to decide which one is best for you. Here are a few things to consider before going ahead and buying your next policy.
Getting quotes from different insurance companies can be a real hassle. Don't waste hours of your precious time filling out forms and making phone calls. Get easy, fast, and accurate quotes from top car insurance providers when you use the Carlay comparison shopping app. Compare products and prices among multiple auto insurance companies, get real-time quotes, get your car insured in minutes, and never overpay again on your insurance!
Building your policy is simple, and since Carlay checks in every 6 months, you can be sure you're enjoying the best coverage that fits your exact needs. When disaster strikes, our dedicated team will ensure that working through all that paperwork doesn't keep you from focusing on what matters most: getting better.
See how much you could save with Carlay:
|Rank||Company name||Avg. Annual Premium|
Carlay makes it easier to compare insurance rates. By using Carlay's app, you can quickly browse quotes from multiple carriers and find the best premium for the coverage you need.
Cost of insuring an Mercedes
- Cost of insuring with minimum coverage and full coverage
Your insurance premium for your Mercedes will depend on how much coverage you buy. Each state has its own minimum insurance requirements, but you must meet those before you can legally drive.
Here are the basic types of insurance your state requires:
|Coverage type||Protection offered|
|Bodily injury liability (per person and per accident)||Pays for the costs associated with the injuries you've caused to others|
|Property damage liability (per accident)||Pays for the costs associated with damage you cause to other people's vehicles or property|
|Uninsured motorist protection (per person and per accident)||Applies when a car accident isn't your fault but the at-fault driver doesn't have liability insurance to pay for your injuries or property damage|
|Underinsured motorist protection (per person and per accident)||Applies when the at-fault driver has liability insurance, but it isn't enough to cover your injuries or property damage|
|Personal injury protection (per person and per accident)||Pays for your own medical expenses after a car accident|
It's always a good idea to have the dealer add additional protection for your Mercedes if possible, because there are some things that aren't included in the mandatory minimums. Even a relatively minor accident can result in thousands of dollars of damage and medical bills, which can be difficult pay if you don't have sufficient insurance.
If you lease or finance your Mercedes, you may be required by your leasing and financing contracts to purchase full-coverage insurance. You also may want to consider this kind of insurance if you can't afford to replace your car if it's stolen or destroyed in an accident.
Collision insurance and comprehensive insurance are sometimes included in a full coverage policy, which also includes liability insurance that the state requires.
|Coverage type||Protection offered|
|Collision||Applies if you get into a collision with someone else's vehicle or an object|
|Comprehensive||Applies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism|
Here's how much you could save on your car insurance by increasing your deductible and changing to Carlay:
|All Coverage Before Carlay||All Coverage After Carlay||Minimum Coverage Before Carlay||Minimum Coverage After Carlay||Full Coverage Before Carlay||Full Coverage After Carlay|
|All Coverage Before Carlay||$3,026|
|All Coverage After Carlay||$2,064|
|Minimum Coverage Before Carlay||$2,880|
|Minimum Coverage After Carlay||$1,452|
|Full Coverage Before Carlay||$3,445|
|Full Coverage After Carlay||$2,408|
- Cost of insuring based on age and driving record
Insurance companies take into account your age. The more experience you have behind the wheel, the less likely you are to get into an accident. The opposite is also true: drivers in their late teens and early 20s tend to be more involved in car accidents than older drivers because they're less likely to be cautious. If you've been driving for a while, you may get a lower rate because you're seen as a low-risk driver.
The consequences for traffic violations can be costly. Speeding tickets and other moving violations will typically increase your auto insurance premiums by 30% or more. If you do not address the violation, it could result in an increase of hundreds of dollars per year.
Fortunately, there is relief! You can improve your odds of a lower premium by improving your driving habits and keeping a clean record.
Here's how Mercedes driving records can affect the cost of your car insurance:
The cost for you to insure your Mercedes depends on various factors such as your driving record, age, and insurance coverage needs.
- Cost of insuring popular models
If you own a Mercedes, your insurance bill will depend on the type of vehicle you drive. When you buy an expensive car, you'll likely have to pay more for your insurance, which will cost you more money.
Carlay can help you save money on car insurance, no matter what kind of car you drive. With the Carlay app, you can get a free quote from your existing insurer in less than 45 seconds. Carlay is your one-stop shop for insurance. With quotes from up to 45 top companies, you can get the best deal on your new policy and have your old policy canceled hassle-free.
Carlay makes switching insurance plans easy. Their expert representatives make the process seamless, and they handle all the legwork. Their friendly service gets you the best deals on your new policy, and they take care of canceling your old one. Carlay users save an average of $879 a year on their car insurance.
Here are some links to help you learn more about car insurance costs for various popular makes:
The premiums on your insurance may be higher if you have a high-end car. Higher premiums also apply to vehicles that are less safe to drive.
- Cost of insuring your Merecedes by year
Most and least expensive years of car
The longer you have your car, the less its value declines. That means older models are often less expensive to insure than newer ones. Edmunds estimates that a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. The lower your car's value, the less it would cost you to make a claim. This can save you money on your auto insurance.
If you have an older car, you may want to save money and go with the minimum coverage. However, if you're buying a new car, you'll have a higher monthly auto payment. Whether you buy or lease your vehicle, you may need full coverage to protect your new car against theft or damage.
|Year||Average Cost||Annual Savings with Carlay|
- Cost of insuring a Merecedes in your city
Your insurance premiums will vary depending on where you live. For example, different areas have different accident rates—which means premiums can vary even within the same state or county. Insurance companies can tell where you live and what kind of damage frequently happens there. If a lot of accidents happen in your area, it could increase your premium.
|City||Average Cost||Annual Savings with Carlay|
|Los Angeles||$3,762||$1,547||Compare Prices|
The cost of your car insurance depends on many factors, but there are some things you can control. For example, if you live in an area with a high rate of theft and collisions, your insurance will probably cost more.