Best Car Insurance for Mercedes 2022

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A Mercedes car is known for its elegant and sophisticated look, which makes it the perfect ride to take you from one special event to another. A Mercedes car is more than just a luxury car; it's a statement of who you are.

Driving a Mercedes means that you know you're on top. You get the best of everything, and when it comes to your car insurance coverage, you want the same.

Here's what drivers pay when they switch with Carlay

Here are some quotes from our customers, who paid less when they had Mercedes insurance.

Quote Date Car City, State Zip Code Age Carrier BeforeCarlay AfterCarlay
March 23, 2021 Mercedes-Benz Gl 550 4Matic Mechanicsville, VA 23116 28 Nationwide $137/mo. $110/mo.
September 22, 2021 Mercedes-Benz GLA 250 Andalusia, AL 36421 37 National General $260/mo. $136/mo.
October 10, 2021 Mercedes-Benz Glk 350 4Matic Buffalo, NY 14226 43 Safeco $244/mo. $179/mo.
April 19, 2021 Mercedes-Benz C 300 Indianola, IA 50125 21 Dairyland $227/mo. $199/mo.
February 13, 2021 Mercedes-Benz C 250 Kingwood, TX 77339 51 Progressive $279/mo. $226/mo.

Best insurance carriers for your Lexus

The secret to saving on auto insurance is having a low premium. Insurance companies consider all kinds of factors when setting rates—your credit score, where you live and your driving record are just a few. By comparing insurance quotes from multiple companies, you could find a lower price for the same coverage.

Here is a list of popular Mercedes auto insurance providers:

Nationwide is your go-to for comprehensive car insurance. With nationwide coverage, excellent customer service, and varied savings promotions, Carlay gives them 4.6/5 stars for overall satisfaction. They use their online platform, mobile app and site to connect with customers with easy quotes, payment options and plenty of ways to reach them with any questions.

As one of the largest auto insurance companies in the U.S., Progressive offers competitive rates and a variety of coverages for standard, high-risk and fleet drivers. Progressive offers discounts for safe driving and anti-theft feature, and more! If you're tech savvy or a higher-risk driver, Progressive might be a good option. Progressive gets a 4.6/5 rating from Carlay, which indicates a solid reputation within the industry.

If you're a high-risk driver searching for car insurance, Kemper may be able to help. The company offers insurance for drivers who have an SR22 forms on their records, and it also sells coverage for cars that were rebuilt after being totaled. Carlay rates Kemper a great 4.3 out of 5.

Safeco is a solid option for drivers of all ages, and especially those who are younger or have had previous accidents. Safeco's rates are affordable, and its claims-free cashback rewards drivers with a bit of money back each time they're able to go six months without filing a claim. Carlay gives this company 4.5/5 stars for its service.

Allstate is a top car insurance provider that offers high-quality coverage, competitive rates, and a wide variety of discounts on both car and home policies. With a long history of providing excellent customer service, Allstate has earned a 4.5/5 rating from Carlay Insurance. Carlay rates Allstate a 4.5 out of 5.

Travelers offers a range of affordable insurance options for drivers. The company is one of the most innovative providers in the industry, offering a great selection of add-on packages, including roadside assistance, rental car reimbursement and accident forgiveness. Travelers also offers a number of discounts to save you money and make it even easier to save on your auto policy.

State Auto is an excellent car insurance provider for safe, experienced drivers who want to get the most bang for their buck. State Auto offers a huge range of coverage options and allows drivers to file claims online for maximum convenience. It has received a 4.1/5 rating from Carlay.

Looking for something a bit different? National General's non-standard insurance is great for those who need a little more freedom. From out-of - state students, to the teenager in the family, their policies are flexible and can be tailored to your exact needs. Carlay has given National General a 4.1/5 rating.

Dairyland is a leading auto insurer, offering affordable coverage in almost 40 states. You can enjoy the freedom to drive how you want and still get quality protection at a low rate. Dairyland's flexible payment plans give you options to suit your budget and lifestyle, while its 24/7 live claims support ensures that you always have help when you need it. Dairyland's ratings from Carlay include 4.6 out of 5 stars for customer service.

Clearcover car insurance is all about making your life easier. It's got an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. That means no more paper forms or endless phone calls; in fact, Clearcover's claims service is ranked #1 for customer satisfaction. Clearcover's rating by Carlay is 4.1 out of 5.

Paying too much for car insurance? To lower your rates, consider comparing auto insurance quotes from multiple insurers. Before you start shopping for car insurance quotes, you should make sure you know what you need. There are a lot of options out there, so it can be difficult to decide which one is best for you. Here are a few things to consider before going ahead and buying your next policy.

Getting quotes from different insurance companies can be a real hassle. Don't waste hours of your precious time filling out forms and making phone calls. Get easy, fast, and accurate quotes from top car insurance providers when you use the Carlay comparison shopping app. Compare products and prices among multiple auto insurance companies, get real-time quotes, get your car insured in minutes, and never overpay again on your insurance!

Building your policy is simple, and since Carlay checks in every 6 months, you can be sure you're enjoying the best coverage that fits your exact needs. When disaster strikes, our dedicated team will ensure that working through all that paperwork doesn't keep you from focusing on what matters most: getting better.

See how much you could save with Carlay:

Rank Company name Avg. Annual Premium
1 Mapfre $1,644
2 Gainsco $1,665.84
3 Nationwide $1,849.93
4 State Auto $1,856.25
5 Metlife $1,956

Carlay makes it easier to compare insurance rates. By using Carlay's app, you can quickly browse quotes from multiple carriers and find the best premium for the coverage you need.

Cost of insuring an Mercedes

Your insurance premium for your Mercedes will depend on how much coverage you buy. Each state has its own minimum insurance requirements, but you must meet those before you can legally drive.

Here are the basic types of insurance your state requires:

Coverage type Protection offered
Bodily injury liability (per person and per accident) Pays for the costs associated with the injuries you've caused to others
Property damage liability (per accident) Pays for the costs associated with damage you cause to other people's vehicles or property
Uninsured motorist protection (per person and per accident) Applies when a car accident isn't your fault but the at-fault driver doesn't have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident) Applies when the at-fault driver has liability insurance, but it isn't enough to cover your injuries or property damage
Personal injury protection (per person and per accident) Pays for your own medical expenses after a car accident

It's always a good idea to have the dealer add additional protection for your Mercedes if possible, because there are some things that aren't included in the mandatory minimums. Even a relatively minor accident can result in thousands of dollars of damage and medical bills, which can be difficult pay if you don't have sufficient insurance.

If you lease or finance your Mercedes, you may be required by your leasing and financing contracts to purchase full-coverage insurance. You also may want to consider this kind of insurance if you can't afford to replace your car if it's stolen or destroyed in an accident.

Collision insurance and comprehensive insurance are sometimes included in a full coverage policy, which also includes liability insurance that the state requires.

Coverage type Protection offered
Collision Applies if you get into a collision with someone else's vehicle or an object
Comprehensive Applies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism

Here's how much you could save on your car insurance by increasing your deductible and changing to Carlay:

All Coverage BeforeCarlay All Coverage AfterCarlay Minimum Coverage BeforeCarlay Minimum Coverage AfterCarlay Full Coverage BeforeCarlay Full Coverage AfterCarlay
Mercedes-Benz $3,026 $2,064 $2,880 $1,452 $3,445 $2,408
All Coverage BeforeCarlay $3,026
All Coverage AfterCarlay $2,064
Minimum Coverage BeforeCarlay $2,880
Minimum Coverage AfterCarlay $1,452
Full Coverage BeforeCarlay $3,445
Full Coverage AfterCarlay $2,408

Insurance companies take into account your age. The more experience you have behind the wheel, the less likely you are to get into an accident. The opposite is also true: drivers in their late teens and early 20s tend to be more involved in car accidents than older drivers because they're less likely to be cautious. If you've been driving for a while, you may get a lower rate because you're seen as a low-risk driver.

The consequences for traffic violations can be costly. Speeding tickets and other moving violations will typically increase your auto insurance premiums by 30% or more. If you do not address the violation, it could result in an increase of hundreds of dollars per year.

Fortunately, there is relief! You can improve your odds of a lower premium by improving your driving habits and keeping a clean record.

Here's how Mercedes driving records can affect the cost of your car insurance:

The cost for you to insure your Mercedes depends on various factors such as your driving record, age, and insurance coverage needs.

If you own a Mercedes, your insurance bill will depend on the type of vehicle you drive. When you buy an expensive car, you'll likely have to pay more for your insurance, which will cost you more money.

Carlay can help you save money on car insurance, no matter what kind of car you drive. With the Carlay app, you can get a free quote from your existing insurer in less than 45 seconds. Carlay is your one-stop shop for insurance. With quotes from up to 45 top companies, you can get the best deal on your new policy and have your old policy canceled hassle-free.

Carlay makes switching insurance plans easy. Their expert representatives make the process seamless, and they handle all the legwork. Their friendly service gets you the best deals on your new policy, and they take care of canceling your old one. Carlay users save an average of $879 a year on their car insurance.

Here are some links to help you learn more about car insurance costs for various popular makes:

The premiums on your insurance may be higher if you have a high-end car. Higher premiums also apply to vehicles that are less safe to drive.

Most and least expensive years of car

The longer you have your car, the less its value declines. That means older models are often less expensive to insure than newer ones. Edmunds estimates that a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. The lower your car's value, the less it would cost you to make a claim. This can save you money on your auto insurance.

If you have an older car, you may want to save money and go with the minimum coverage. However, if you're buying a new car, you'll have a higher monthly auto payment. Whether you buy or lease your vehicle, you may need full coverage to protect your new car against theft or damage.

Year Average Cost Annual Savings withCarlay
2021 $3,945 $1,726 Compare Prices
2020 $4,095 $1,091 Compare Prices
2019 $3,769 $1,030 Compare Prices
2018 $3,906 $1,451 Compare Prices
2017 $5,236 $2,213 Compare Prices
2016 $3,974 $1,274 Compare Prices
2015 $3,795 $1,086 Compare Prices
2014 $3,733 $1,071 Compare Prices
2013 $4,326 $1,522 Compare Prices
2012 $3,458 $919 Compare Prices
2011 $3,014 $867 Compare Prices
2010 $3,357 $1,279 Compare Prices
2009 $3,210 $1,131 Compare Prices
2008 $3,747 $1,469 Compare Prices
2007 $2,700 $913 Compare Prices
2006 $2,433 $702 Compare Prices
2005 $2,923 $1,491 Compare Prices
2004 $2,029 $716 Compare Prices
2003 $3,347 $1,253 Compare Prices
2002 $1,758 $510 Compare Prices
2001 $2,780 $1,162 Compare Prices
2000 $2,285 $694 Compare Prices
1999 $2,817 $438 Compare Prices
1998 $3,048 $927 Compare Prices
1997 $2,640 $584 Compare Prices
1995 $3,262 $1,608 Compare Prices
1994 $2,640 $1,332 Compare Prices
1985 $2,988 $1,794 Compare Prices
1982 $3,600 $1,474 Compare Prices

Your insurance premiums will vary depending on where you live. For example, different areas have different accident rates—which means premiums can vary even within the same state or county. Insurance companies can tell where you live and what kind of damage frequently happens there. If a lot of accidents happen in your area, it could increase your premium.

City Average Cost Annual Savings withCarlay
Atlanta $3,863 $1,084 Compare Prices
Brandon $3,660 $1,969 Compare Prices
Charlotte $4,474 $2,165 Compare Prices
Houston $3,454 $935 Compare Prices
Loganville $7,426 $4,210 Compare Prices
Los Angeles $3,762 $1,547 Compare Prices
Miami $3,294 $1,054 Compare Prices
Phoenix $3,351 $835 Compare Prices
Richmond $3,178 $677 Compare Prices
Riverdale $4,200 $1,870 Compare Prices

The cost of your car insurance depends on many factors, but there are some things you can control. For example, if you live in an area with a high rate of theft and collisions, your insurance will probably cost more.