Best Car Insurance for Chevrolet 2022
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The Chevrolet car insurance cost is based on a typical Chevrolet driver in a midsize, family-friendly sedan. It assumes good credit and accident-free records. And here's how much insurance will cost for your new sports car.
The average Chevrolet driver spends $1,751 annually on car insurance. When it comes to insurance, there are several factors that determine your rate - including your vehicle. It costs $1,818 less per year to insure an Impala Limited LS than a Suburban C2500.
Here's what drivers pay when they switch with Carlay
Here are some actual quotes from Carlay customers who saved money when insuring their Chevrolet:
|Quote Date||Car||City, State||Zip Code||Age||Carrier||BeforeCarlay||AfterCarlay|
|September 27, 2022||Chevrolet Cruze LT||Houston, TX||77081||23||Allstate||$116/mo.||$80/mo.|
|August 22, 2022||Chevrolet Cruze LT||Phoenix, AZ||85008||39||Mercury||$301/mo.||$99/mo.|
|August 5, 2022||Chevrolet Cruze LT||Tinley Park, IL||60477||26||Mercury||$151/mo.||$111/mo.|
|February 17, 2022||Chevrolet Caprice Classic||North Charleston, SC||29405||27||Bristol West||$280/mo.||$114/mo.|
|March 22, 2022||Chevrolet Camaro LT||Cordova, TN||38016||31||Allstate||$190/mo.||$149/mo.|
Best insurance carriers for your Chevrolet
- Pricing and Reviews
An insurance company considers your personal information, like where you live and how you drive, when deciding how much to charge you for insurance. However, you should remember that the same coverage from one company to the next can cost quite a bit more or less, depending on how each company values the factors that affect your risk.
Chevrolet policyholders can save money on their annual premium with Arrowhead, which charges only $744 per year.
See below for a list of some of Chevrolet other auto insurance providers:
Every year, Nationwide offers new ways to save money on your car insurance. For customers who don't want to deal with physical paperwork, there is the paperless policy option, which can be set up online or through the mobile app. Another way to save money is to go online and get a quote. Customer feedback shows that it's easy, efficient and reliable. Carlay kindly rates Nationwide at 4.6 out of 5 stars.
A good choice for a wide range of drivers, Progressive offers great options for young, single drivers and more mature buyers alike. It offers discounts on comprehensive and collision coverage and is popular with high-risk drivers because it allows them to raise their deductibles. The company also offers a concierge service that helps pay for certain home repairs if your car is damaged. Carlay rates Progressive a score of 4.6 out of 5.
If you have an at-fault crash, you'll need to file an SR22 forms with the DMV to get your license reinstated. As a high-risk driver, Kemper will provide this insurance as well as special coverage for classic cars, trucks, and even some rebuilt salvaged vehicles. If you're looking for SR22 insurance, check Kemper out. Carlay gives Kemper a 4.3 out of 5.
If you're a young driver with less than three years of experience and low financial limits, Safeco might be just what you need. Insuring a small car under 25 years old is relatively inexpensive, especially if your usage is low and you're at least three years off from your first accident. You can get a small refund after 6 claims-free months. Carlay gives Safeco a high rating of 4.5 stars out of 5.
Allstate offers car insurance that covers the damage to your vehicle, no matter who's at fault. It has a large network of agents and repair shops, making it easy to get an accurate estimate of the damage and find reputable body shops. Allstate offers many convenient ways to get a quote online, including a rate calculator that calculates your savings depending on your driving record and credit score. Carlay rates Allstate 4.5 out of 5 stars.
Travelers offers many ways to lower your monthly premium. You can get a discount for being a good student and a safe driver, among other perks. You can also add optional coverage to save you even more. Travelers' claims process is known to be seamless and easy, and they have excellent customer support. They earn a 4.7/5 rating on Carlay based on user review scores.
State Auto is a good choice for safe, experienced drivers looking to get the most out of their insurance. The company offers online filing for claims and has a wide variety of coverage options to choose from. Their 4.1/5 rating from Carlay proves that State Auto customers trust them to deliver the best service possible.
National General, one of our top picks for high-risk drivers, specializes in insurance for those with bad driving records like DUIs and speeding tickets. In fact, it's our only company with a claims satisfaction guarantee in most states, giving you peace of mind if you have an at-fault accident. And Carlay gives National General a rating of 4.1/5.
If you're a higher-risk driver, Dairyland can help provide a shopping experience that's almost as smooth as one of their ice creams. They provide flexible payment plans and 24/7 live claims support in almost 40 states. With Dairyland, you'll have the peace of mind that comes with an auto insurance company that treats you like family.
Clearcover aims to provide a more intuitive way of doing things, such as receiving and tracking car insurance quotes while on the go. This brand has an advanced app that lets you file a claim, receive documents digitally, check your policy status and view a full breakdown of extras—all without ever having to leave your home or office. Carlay gives Travelers a 4.1 out of 5 rating.
- How to compare prices to find the most affordable coverage
When comparing insurance policies, don't just look at the cost of the premiums; look at all of the costs that you'll incur when using the policy, including deductibles, co-payments, and co-insurance.
When shopping for insurance, don't be enticed by the cheapest option. Make sure you're not giving up coverage you really need to save a bit of cash. Doing so could leave you stuck financially in the event of an accident.
You can find quotes for the best policy and premium by comparing rates from three different insurers. However, getting an insurance quote is a time-consuming and tedious process. That's why Carlay is here to get your quote in as little time as possible.
Carlay can help you compare the prices and benefits of the insurance coverage from multiple companies. There is an app that should be in your pocket right now. Carlay takes the headache out of finding the right car insurance company. Just answer a handful of questions that will take you roughly 45 seconds each to complete and you'll immediately get car insurance quotes.
Carlay customers save an average of $879 a year. And Carlay is free.
|Rank||Company name||Avg. Annual Premium|
Carlay is an auto insurance comparison app that helps you find the right insurance and save money. Use Carlay's comparison tool to get free quotes, compare rates, read reviews and learn more about your options.
Cost of insuring a Chevrolet
- Cost of insuring with minimum coverage and full coverage
Most Chevrolet owners pay an average of $1,748 per year in annual premiums for basic car insurance and $2,291 per year in minimum car insurance premiums. If you buy a car, you will have to pay an average of $1,783 in insurance each year. Some people take out full coverage and pay an average of $2,485 per year.
The amount you pay to insure your Chevrolet depends on the coverage you select. Each state has its own minimum insurance requirements that you must meet to legally drive on the road. These are the basic types of insurance that are required by your state:
|Coverage type||Protection offered|
|Bodily injury liability (per person and per accident)||Pays for the costs associated with the injuries you've caused to others|
|Property damage liability (per accident)||Pays for the costs associated with damage you cause to other people's vehicles or property|
|Uninsured motorist protection (per person and per accident)||Applies when a car accident isn't your fault but the at-fault driver doesn't have liability insurance to pay for your injuries or property damage|
|Underinsured motorist protection (per person and per accident)||Applies when the at-fault driver has liability insurance, but it isn't enough to cover your injuries or property damage|
|Personal injury protection (per person and per accident)||Pays for your own medical expenses after a car accident|
It is recommended that you purchase additional coverage for your Chevy. It only takes one small accident to cause thousands of dollars of damage and medical bills. If you cause an accident and don't have enough insurance coverage, the other people involved can sue you for everything they have lost.
To protect your interests, you might want to go for full coverage if you're leasing or financing a Chevrolet and can't afford to replace the car in the event of a total loss. When you hear the term "full coverage," think of it as referring to both collision insurance and comprehensive insurance policies, plus the liability insurance required by law.
|Coverage type||Protection offered|
|Collision||Applies if you get into a collision with someone else's vehicle or an object|
|Comprehensive||Applies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism|
Here's a comparison of the cost of car insurance with Carlay, who has minimum coverage and full coverage.
|All Coverage BeforeCarlay||All Coverage AfterCarlay||Minimum Coverage BeforeCarlay||Minimum Coverage AfterCarlay||Full Coverage BeforeCarlay||Full Coverage AfterCarlay|
|All Coverage BeforeCarlay||$2,450|
|All Coverage AfterCarlay||$1,631|
|Minimum Coverage BeforeCarlay||$2,221|
|Minimum Coverage AfterCarlay||$1,310|
|Full Coverage BeforeCarlay||$2,691|
|Full Coverage AfterCarlay||$2,067|
- Cost of insuring based on age and driving record
Insurance companies look at your age and driving record to help them understand your experience, and the risk you could be to them if you were to get in an accident. Because younger drivers are more likely to cause accidents, they usually pay more for insurance than older drivers do.
Insurance companies also consider traffic violations when deciding whether or not to raise your rates. A minor speeding ticket or failure to stop on your record might lead to a small increase in your insurance rate. But more serious offenses, like driving under the influence (DUI) and careless driving, have a far more significant impact on your premiums and will remain on your record for many years.
But that's not the whole story! When you follow the rules of the road and drive safely, you can save money on your insurance costs.
Here's how Chevrolet's insurance rates for accidents and violations compare to other luxury brands:
- Cost of insuring popular models
Owning certain models of Chevrolet can significantly impact your insurance rates. This is because some cars cost more to repair and replace than others. More expensive cars generally cost more to repair and replace in the case of an accident, you will pay higher premiums for insurance on these vehicles.
Carlay Insurance will give you great rates on car insurance no matter the type of automobile you drive. Carlay is your ultra-friendly car insurance broker. Quit wasting your time comparing insurance from providers you've never heard of, and use Carlay to find the best group rates in less than 60 seconds. Pick a plan and watch it work its magic! By using Carlay, you could save more than $879 a year.
Check out these links for more information about the average annual cost of car insurance.
- Cost of insuring your Chevrolet by year
Most and least expensive years of car
Although a new car might be the most beautiful and shiny and clean, it will not get you the lowest insurance rate. Thanks to depreciation, older cars tend to have lower insurance premiums. However, you can enjoy a lower price on your insurance premium by keeping your car a few years longer.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. Less depreciation means lower premiums.
Because new cars cost more, new car owners tend to lease or finance them. As a consequence of their higher valuation, they need full-coverage insurance, the price of which is always more hefty than the minimum coverage required by most states. According to Carlay's research, the Chevys models from 1982 and 1985 are the least expensive, whereas 1986 and 2020 are the most expensive.
|Year||Average Cost||Annual Savings withCarlay|
Chevrolet cars manufactured in the 1980s often have lower insurance rates because such vehicles are typically more affordable to repair or replace than newer models, and their financing options may be more limited.
- Cost of insuring a Chevrolet in your city
Your insurance premium may depend more on your location than you realize. For example, someone who lives in Chevy country may pay less for insurance than someone who lives in an area where other makes are more popular.
When you compare car insurance quotes, it's important to know that every city has different risk factors. Wherever you live, the chances that your car will get stolen, get damaged in a collision, or be exposed to severe weather events can affect the cost of your policy.
A high percentage of Chevrolet drivers live in cities including Houston, Atlanta, Phoenix, Myrtle Beach and Jacksonville. Chevrolet drivers living in Lindale (TX) and Strasburg (PA) can find good prices on car insurance. On the other hand, Chevrolet drivers living in Roswell (GA) and Haines City (FL) may face higher premiums for car insurance.
|City||Average Cost||Annual Savings withCarlay|
|High Point||$2,631||$1,282||Compare Prices|
|Myrtle Beach||$5,157||$922||Compare Prices|
|San Antonio||$2,323||$685||Compare Prices|
Your auto insurance rates will be higher if you live in an area with high theft, collision, or severe weather event rates.