Carlay is 100% free to everyone. Gratis. Zero. We work for you year after year. So, how do we make money then? Well, our job is to connect you with the best insurers for your specific needs. We make our money directly from the insurance carriers, but we don't have any special relationships with one or the other. You choose what is best for you - we're just here to make it easy to compare.

Well, they say that time is money! Our goal is to get you multiple quotes within 60 seconds! The important part is that it is an accurate quote so make sure you enter in your information correctly - this greatly expedites the process. You will soon be a money saving machine!

Not unless you want to! We have agents available to answer any questions you might have, but they will communicate however you'd like them to - text, email, phone, carrier pigeon, or no talking at all (they might need to brush up on their telepathy skills)

Our goal is to provide a quote for you within 60 seconds! In order to provide an accurate quote, insurance carriers need at least your Name, Date of Birth, Address, and information about your vehicles (Year, Make & Model, etc). We hope we can help you save money and be on your way in a zip!

Comparison brings confidence!

• First, we show you multiple quotes from multiple carriers. We don't have any skin in the game with who YOU choose. We want you to find the best policies for your needs! Many companies out there will pressure you to choose a certain carrier because they get kickbacks (money)… not cool.
• Second, Carlay will automatically shop for you prior to your renewal period… year after year. Think of it as an autopilot system. Our A.I. tools make sure to show you comparative quotes so you can renew your policies with ease. If you purchase vehicles, or need to make changes based on your driving habits – Carlay is here for you every step of the way!